Group Chief Credit Officer

Take the next step in your career and take the lead of Aros Kapital’s credit function on an international growth journey

Aros Kapital is on a clear growth and internationalisation journey in Sweden, the UK and new markets. As Group Chief Credit Officer, you will lead the group-wide credit function and play a central role in securing sound, profitable growth with strong risk control.

You will have end-to-end responsibility for credit strategy, risk assessment, credit decisions and regulatory compliance across all geographies. In close partnership with the business, you ensure that the credit framework, portfolio and processes support Aros Kapital’s ambitions and are firmly aligned with the company’s objectives and risk appetite.

You will:

• Lead and develop a growing credit organisation of approximately 15–20 professionals
• Set and refine credit strategy, policies and guidelines on group level
• Ensure high-quality, consistent credit decisions and robust portfolio oversight
• Drive continuous improvements in credit processes, models, data and tools
• Safeguard strong internal control and high-quality reporting to management, board and authorities
• Lead and contribute to strategic projects within credit, analytics and risk management

Profile

Background and experience

• Degree in Business and Economics or other relevant academic background. At least 10 years of experience in senior credit work.
• Previous leadership experience.
• Strong knowledge of regulatory and supervisory requirements for credit market institutions.
• Solid experience in credit assessment, credit risk and decision-making for corporate customers.
• Ability to read, understand, and apply regulations in practice.
• Experience leading teams and developing work processes.
• At least 10 years of qualified credit work, preferably in a leadership role.
• Substantial experience in managing credit / investment activities across jurisdictions is considered a key differentiator, with exposure to the UK market being particularly relevant
• Very good communication skills in Swedish and English, both spoken and written.

As a person you are strategic and analytical with strong holistic thinking, and you have excellent communication skills with the ability to explain complex credit and risk matters clearly and effectively to a wide range of stakeholders. You are a confident and supportive leader who inspires, motivates and empowers your team to succeed, and you build strong, trusting relationships while staying responsive to the priorities of different stakeholders. You are collaborative, curious and development oriented, you work in a structured and quality-focused way, and you act proactively. You are also confident in your decision-making and show high integrity in everything you do.

The role reports directly to the CEO and is part of the executive management team, giving you a strong platform to influence both strategy and daily operations.

Preferred location is Gothenburg, but other locations in Sweden are possible for candidates able to travel regularly to Gothenburg.

If this sounds like your kind of challenge, apply by submitting your CV and cover letter.

In this recruitment process Aros Kapital is collaborating with Novare Executive Search. For more information about the position or the process, please contact Lars Fridell, lars.fridell@novare.se or Johanna Svensson, johanna.svensson@novare.se. Please note that we do not accept applications through e-mail.

About Aros Kapital

Since 2004, Aros Kapital has been an important challenger in the corporate funding market, offering tailored financing solutions for small and medium-sized enterprises (SMEs). Through personal service, strong presence and efficient systems, Aros provides invoice purchase, corporate and property loans, leasing, and savings products for both companies and individuals.

The company is currently undergoing a major transformation, expanding internationally and diversifying its offering to strengthen its position as a challenger in the financial sector. With around 100 employees in Gothenburg, Stockholm and London, Aros Kapital combines professionalism, commitment and entrepreneurship to help businesses realize their goals and dreams.

Owned by the long-term investment company Mellby Gård, Aros Kapital benefits from strategic stability and growth support. Continuous investments in digital transformation ensure efficient processes and a modern client experience. The company culture values collaboration, responsibility and innovation – creating an environment where both business and people can grow.